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PART III - IT & CYBER LAWS Syllabus

PART III - IT & CYBER LAWS Hardware   Input Devices (Names and uses) Output Devices (Names and uses/features)   Memory devices - Primary and Secondary (Examples, Features) Software   Classification – System software and Application software Operating System – Functions and examples Popular Application software packages – Word processors, Spreadsheets, Database packages, Presentation, Image editors (Uses, features and fundamental concepts of each) Basics of programming – Types of instructions (Input, Output, Store, Control transfer) ( Languages need not be considered ) Computer Networks   Types of networks – LAN, WAN, MAN (Features and application area) Network Devices – Media, Switch, Hub, Router, Bridge, Gateway (Uses of each) Internet   Services – WWW, E-mail, Search engines (Examples and purposes) Social Media (Examples and features) Web Designing – Browser, HTML (Basics...

Functions of commercial banking



Functions of commercial banking


Functions of commercial banking
§  Principal / Primary / Basic / Fundamental functions
§  Receiving of deposits:-
o   Current accounts / Demand deposits / Demand liabilities
o   Saving bank account
o   Fixed deposit account / Time deposits / Time liability
o   Recurring deposit account
o   Home safe account / Money box Scheme
§  Lending of funds
o   Loans
o   Cash credits
o   Overdrafts
o   Discounting of bills
§  Investment of funds on securities
§  Credit Creation


§  Subsidiary / Secondary / Supplementary / Ancillary functions
§  Agency services
o   Collection of money on behalf of customers
o   Making  Payment on behalf of customers
o   Purchase and sale of securities on behalf of customers
o   Advising customers regarding stock exchange investment
o   Acting as Trustee, Executer or Attorney of customers
o   Serving as correspondents and representative of customers
§  Miscellaneous / General utility services
o   Safe custody of valuables
o   Issuing of Travelers ‘letter of credit, and Travelers Cheques
o   Acting as a Referee
o   Collection of statistics and Data.


§  Principal / Primary / Basic / Fundamental functions
§  Receiving of deposits:-
o   Current accounts / Demand deposits / Demand liabilities
o   Saving bank account
o   Fixed deposit account / Time deposits / Time liability
o   Recurring deposit account
o   Home safe account / Money box Scheme
§  Lending of funds
o   Loans
o   Cash credits
o   Overdrafts
o   Discounting of bills
§  Investment of funds on securities
§  Credit Creation


§  Subsidiary / Secondary / Supplementary / Ancillary functions
§  Agency services
o   Collection of money on behalf of customers
o   Making  Payment on behalf of customers
o   Purchase and sale of securities on behalf of customers
o   Advising customers regarding stock exchange investment
o   Acting as Trustee, Executer or Attorney of customers
o   Serving as correspondents and representative of customers
§  Miscellaneous / General utility services
o   Safe custody of valuables
o   Issuing of Travelers ‘letter of credit, and Travelers Cheques
o   Acting as a Referee
o   Collection of statistics and Data.


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